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What is foreclosure? What does it mean if your home is in foreclosure?

Bruce Terry @ HPA
09/28/2019

(Pre-note, our mission and duty is to inform homeowners and consumers of important facts and legal information about their mortgages and...

Stop Foreclosure Now

How can you avoid foreclosure? How can you protect your home from being foreclosed?

09/28/2019

Stop Foreclosure Now

What is foreclosure? What does it mean if your home is in foreclosure?

09/28/2019

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Important Note to all homeowners:
Homeowner Protection Alliance does not assist homeowners in the States of New Mexico. Delaware, Washington, New Hampshire, Oregon, Kansas, and Connecticut. We apologize for any inconvenience.

Important Disclosures:
It is illegal for anyone to accept upfront payment from homeowners in regards to mortgage assistance or loan modification services. Homeowner should always stay in communication with the mortgage Servicer on their loan, and mortgage companies and lenders may decide against modifying mortgage terms per guidelines and program restrictions.

Homeowner Protection Alliance is not associated with the Federal Government or any state government office. Our services are not approved by the government, your state, or your mortgage company. Even if you accept our help and use our service, your lender may still not agree to change/modify your loan. It is illegal for anyone to accept upfront payment from homeowners in regards to mortgage assistance or loan modification services. Homeowners should always stay in communication with the mortgage Servicer on their loan, and mortgage companies and lenders may decide against modifying mortgage terms per guidelines and program restrictions. You should Never discontinue communication with your mortgage company. You should NEVER stop making mortgage payments on purpose, or in an effort to qualify for help. It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your mortgage lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit housing counseling agencies also offer these and other forms of borrower assistance free of charge. A list of nonprofit housing counseling agencies approved by the United States Department of Housing and Urban Development (HUD) is available from your local HUD office or by visiting www.hud.gov.